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Click Here for a LTC Proposals Questions? Call 800 867-8376 |
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Allianz Life Insurance Company of North America For 100 years, Allianz Life Insurance Company of North America has been providing its clients with a variety of insurance and financial products. They are part of Allianz Group which is ranked as one of the five largest insurance groups in the world. Their longevity and success result from their commitment to creating innovative products.
Endorsed Group and Association Guide
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LTCI General Information
Generation Protector LTCI Term LTCI Allianz Web Site - Click here
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| Genworth A pioneer and industry leader in long term care insurance, Genworth issued their first LTC policy in 1974. They offer an innovative portfolio of products combined with strong financials. The Long Term Care division provides insurance for more than 845,000 policyholders and has paid over 1.8 billion in LTC claims. Genworth has never raised an LTC premium on any class of business it has issued. Genworth Web Site - Click here Genworth Classic Select
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Genworth General Information Genworth Privileged Choice
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SimpleChoices LTCI Solutions Employer & Association Information |
John Hancock Insurance Company
California Partnership Information |
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Mutual of Omaha Companies With more than 2.4 million individuals covered under nearly 1.5 million individual health and accident policies, Mutual of Omaha is one of the largest providers of individual health and accident insurance in the United States. Mutual of Omaha is committed to the Long Term Care market and has developed a Cadillac product that offers many features not available in other policies.
Mutual of Omaha is one of the few mutual insurance companies left, so the policyholders are the stockholders. It has combined asset of over $18 billion dollars and statutory reserves of $13.9 billion.
30% spouse discount for couples applying together. 15% discount for married applicants when only one policy issued. Mutual of Omaha provides friendly and flexible underwriting and Impaired risk ratings to +25% for certain health problems.
Mutual of Omaha has issued LTC policies since 19?? and has had one ne rate increase in ???.
You can offer members of affinity associations (those with by-laws and dues-paying members) a 10% discount on their long-term care premium. This discount also is available to the spouse, parents, inlaws and adult children of a member. 10% discount for members of affinity associations (those with by-laws and dues-paying members). The association discount is available to the spouse, parents, inlaws and adult children of a member. Ask us about Association Marketing! False (NOTE: The 15-percent married discount is not available in Calif., Hawaii, Mont. and Puerto Rico. In N.Y., the married discount is 10 percent.In NY, the the association discount is available only to the member and member's spouse.)
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Products compared to John Hancock Products compared to Physicians Mutual Products compared to Prudential
Mutual of Omaha Web Site
- Click Here
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???Physician Mutual Vista Care Choices P145 (NTQ)
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Assurity Life Insurance Company Assurity General Information Online forms, applications, marketing materials and software. |
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State Life Insurance Company The State Life Insurance Company was founded in 1894 and is licensed to do business in 46 states and the District of Columbia. They are committed to providing value and quality service to policyholders and beneficiaries and are often the low cost leader in policy comparisons.
State Life is often criticized for its size of less than $500 million in assets. However, State Life is now part of the OneAmerica group and its policies are fully guaranteed by American United Life Insurance Company with $12.2 billion in assets.
State Life Web Site - Click Here
Appointed agents must register to use this site with their agent numbers in order to check policy status'. |
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B- Rating Antidote
Penn Treaty Compared to Other Products SR-400 Brochure (Primary impaired risk policy)
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Penn Treaty offers a number of long term care policies, but their specialty is impaired risk long term care. They offer quick answers to potential problem cases and issue a high percentage of cases within their initial underwriting estimate. Click here for a LTC Impaired Risk Underwriting Questionnaire or visit our impaired risk web - Trial Scan.
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| xxx | Loyal American Life Insurance Company |
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